Committed to Assisting Americans in Times of Need
We are a group of financial professionals focused on connecting individuals with the ideal loan solutions for their specific financial needs—ensuring it’s done without affecting their credit scores.
About 15M Finance
15M Finance is a service dedicated to helping middle-income individuals with credit challenges take control of their financial future. We know how stressful it can be to find the right loan during an emergency, which is why we collaborate with trusted direct lenders who focus on providing accessible and flexible loan options. Our lending partners avoid hard credit checks and welcome applications from individuals with poor or limited credit histories.
Since our launch in 2016, we’ve grown from a small, three-person operation working from home to a company that supports thousands of families across the nation. Our mission from the start has been clear: to make financial decisions simpler and more accessible for everyone.
With the support of our lending partners, we offer a range of loan options to suit your needs. Whether you’re seeking emergency loans, installment loans, or payday loans, we strive to connect you with solutions tailored to your circumstances. At 15M Finance, we’re committed to helping you find the financial support you need to build the life you deserve.
15M Finance Impact
Since 2016, we have supported over
565,709 Americans
in addressing their urgent financial needs.
Our customers have collectively saved more than
$289 million
in fees on their loan products through our services.
15M Finance Mission
We focus on keeping things simple and accessible, which is why we never require hard credit checks or ask for excessive information upfront.
Our lending partners provide loans without performing hard inquiries on your credit report, ensuring a stress-free process.
We’re dedicated to making financial products available to everyone, regardless of their credit history. Whether you have poor credit or no credit at all, we’re here to help—no judgments, just support. Your success is our goal, and we’re committed to helping you achieve it.
15M Finance Values
Clarity
We deliver clear and straightforward financial services, ensuring no hidden fees or surprises.
Safety
Your security is our priority—15M Finance uses advanced encryption technology to keep your information safe and protected.
Tailored Solutions
We provide a personalized experience for every customer, ensuring our services meet your unique financial needs.
Trust and Integrity
Our foundation is built on honesty and strong principles, striving to support you with genuine financial solutions when you need them most.
15M Finance Milestones
At 15M Finance, we are dedicated to helping you turn your financial goals into reality. With years of expertise and a forward-thinking approach, we’ve earned a reputation for simplifying the loan process and empowering individuals to achieve their dreams. Now, we’re here to do the same for you.
We know that getting approved for a loan can be tough, especially if you have a challenging credit history or face unique financial circumstances. That’s why our trusted lenders have developed an innovative system—no traditional credit checks required! Instead, we focus on connecting you with lenders in your area who are ready to meet your needs. Coupled with our commitment to exceptional customer service, we ensure a seamless and stress-free experience from start to finish.
15M Finance History
The Story of 15M Finance: From a Small Dream to Helping Millions (May 20, 2016 – January 25, 2025)
15M Finance was born on May 20, 2016, with a single, bold mission: to make financial solutions easy, accessible, and judgment-free for hardworking Americans. It started with just three ambitious founders working out of their apartments, determined to change how people accessed loans. From day one, their goal was clear—help middle-income Americans facing financial challenges find reliable, fast, and affordable solutions.
Humble Beginnings (2016-2018)
In the early days, resources were tight, but the passion to make a difference was unstoppable. 15M Finance focused on building strong relationships with trusted lenders and developing a platform that connected people with loan options tailored to their needs.
By 2018, the company had already helped tens of thousands of Americans get the loans they needed—without the hassle of traditional credit checks or mountains of paperwork.
Growing Stronger (2019-2021)
As the word spread, 15M Finance became a lifeline for Americans in need. By 2019, the platform had expanded nationwide, connecting hundreds of thousands of individuals and families with financial solutions to handle emergencies, pay bills, or consolidate debt.
Even during the challenges of 2020, 15M Finance stepped up when Americans needed it most. By eliminating hard credit checks and prioritizing accessibility, the company proved that financial help could be both compassionate and effective.
Building a Legacy (2022-2025)
Over the years, 15M Finance continued to grow, innovate, and help even more people. By 2025, it had achieved remarkable milestones:
- Over 1.2 million Americans supported in finding the right loan solutions.
- More than $350 million saved in fees, making loans more affordable for everyday people.
- A trusted network of direct lenders offering flexible options, including emergency, installment, and payday loans—perfect for life’s unpredictable moments.
Trusted by Americans Everywhere
What started as a small operation has become a trusted name across the country. From bustling cities to small towns, 15M Finance has been a reliable partner for Americans looking to take control of their finances.
Our platform is built for people like you—those who want a fair shot at achieving their financial goals without judgment or hidden hurdles.
Moving Forward Together
As of January 2025, 15M Finance stands proud as a company built by Americans, for Americans. While we’ve accomplished so much, our mission remains the same: to help hardworking people take control of their financial futures and live the lives they deserve.
Here’s to continuing the journey together—because when you succeed, we succeed.
15M Finance Team
Our foundation lies in the expertise of skilled financial professionals and a passionate team dedicated to helping individuals navigate their financial challenges. Each team member plays a vital role in delivering dependable and trustworthy services.
Sophia Bennett
Co-Founder & Financial Expert
Sophia Bennett is dedicated to assisting individuals in securing guaranteed approval loans and guiding them toward smart investment decisions that provide long-term benefits. Her passion for empowering others led her to pursue a career in the lending industry, gaining valuable experience by working with various financial institutions.
Emily Harper
Personal Finance Writer and Expert Contributor
Emily Harper is a financial writer and specialist at 15M Finance, dedicated to creating a meaningful impact on individuals, families, and communities through her work. She graduated from the University of Wisconsin with a degree in Finance and Financial Management. Emily started putting her financial knowledge into practice during her college years, which enabled her to pay off her student loans within a few years of graduating.
Jacob Foster
Financial Expert and Advisor
Jacob Foster is a seasoned financial expert and advisor at 15M Finance, committed to helping individuals reach their financial goals. With extensive experience in the industry, Jacob is known for his strategic mindset, dedication, and passion for supporting clients and readers in building a secure financial future.