Quick Payday Loans in Pasadena, CA 91105 | 15M Finance
Need fast cash in Pasadena to handle unexpected expenses? 15M Finance has you covered! As a trusted provider of same-day financial solutions, we assist even those with bad credit. Stop by our store at 49 S De Lacey Ave Ste 100 or apply online anytime for quick cash—no credit check required!
Understanding Payday Loans
Payday loans provide a short-term cash solution, allowing borrowers to access small amounts until their next paycheck. In California, you can borrow up to $255 and must repay it within 7 to 31 days. These loans don’t require a hard credit check, making them accessible to individuals with poor or no credit—often with same-day funding.
While payday loans offer quick financial relief, they typically come with high fees. It’s essential to evaluate your repayment ability before applying to avoid financial strain.
Stop by 15M Finance in Pasadena, CA for Quick Cash
15M Finance is your go-to solution for emergency cash in Pasadena. Conveniently located at 49 S De Lacey Ave Ste 100, our store provides same-day loans when you need them most. Stop by today and get quick funds for your financial needs!
Our Financial Solutions and Services
Payday Loans
A payday loan is a short-term financial solution designed for urgent cash needs. You can borrow up to $300, including fees, and repay the full amount on your next payday. With funding available within 24 hours, payday loans offer a fast solution for emergencies. Plus, they’re easy to qualify for since no hard credit checks are required.
Installment Loans
An installment loan is a convenient financing option for long-term personal expenses. It allows you to borrow up to $5,000 and repay it in fixed monthly installments over 2 to 24 months. This loan offers manageable repayment terms and is accessible regardless of your credit history.
Title Loans
A title loan is a secured lending option that uses your vehicle as collateral. You can typically borrow up to 50% of your car's value, with repayment due within 30 days. The best part? You can continue driving your car while the loan is active.
Check Cashing
Stop by our Pasadena location for quick and hassle-free check cashing services. No bank account is needed—just bring a valid government-issued ID, and we’ll handle the rest!
Simple Steps to Secure a Payday Loan from 15M Finance
Getting a payday loan from 15M Finance is quick and hassle-free. Just follow these three simple steps:
- Submit Your Application – Apply online in just minutes or visit our branch for assistance.
- Get a Fast Decision – A soft credit check takes around 15 minutes, so you’ll receive a quick approval update.
- Receive Your Funds – Once approved, review and sign your loan agreement. The money will be deposited into your bank account within one business day.
Requirements for Applying
Getting a loan with 15M Finance is easy! Just meet these basic requirements:
- Age: Must be at least 18 years old.
- Citizenship: Must be a U.S. citizen or permanent resident.
- Identification: Provide a valid government-issued ID or driver’s license.
- Income Verification: Submit bank statements, pay stubs, or tax returns.
- Proof of Address: Utility bills or a rental/lease agreement.
- Bank Details: An active bank account with a routing number.
- Personal Information: Full name, address, Social Security number, email, and phone number.
Smart and Responsible Borrowing Practices
At 15M Finance, we encourage responsible borrowing and informed financial decisions. Before taking out a loan, carefully review the terms, including repayment schedules, fees, and overall costs. Payday loan regulations vary by state, so be sure to check California’s specific rules before applying.
Only borrow what you can comfortably repay without affecting your essential expenses. Remember, payday loans are designed for short-term financial emergencies, not long-term needs. If you require a more sustainable solution, consider exploring lower-cost, more flexible alternatives.
Locate Our Nearest Branch
Looking for a payday loan in California? 15M Finance has multiple locations statewide to assist you. Our branch managers are ready to help you find the best loan option and walk you through the application process. Find an open location near you or apply online anytime through our website for a hassle-free experience.
Benefits of Choosing 15MFinance
15M Finance makes getting cash easy, no matter your credit score. Here’s why we stand out:
- Quick & Simple Application – Apply in just 5 minutes with a hassle-free process.
- Fast Funding – Get your money within one business day after approval.
- Dedicated Customer Support – Our team is ready to assist you with any questions.
- No Hard Credit Check – We only perform a soft check that won’t impact your credit score.
- Secure & Private – Advanced encryption protects your data, and we never share it with non-affiliated third parties.
Common Questions
What are the requirements to apply for a payday loan in Pasadena?
To qualify for a payday loan with 15M Finance, you must be at least 18 years old and a legal U.S. citizen. You’ll also need to provide proof of income and address, along with an active bank account, email, and mobile phone number.
How much can I borrow with a payday loan in Pasadena?
In California, payday loans are capped at $300, including fees. Since lenders can’t charge more than 15% of the loan amount ($45 maximum), the most you can receive upfront is $255.
How soon will I receive my loan after approval?
Once approved, funds are typically deposited within one business day. If you apply and get approved before 10 AM on a weekday, you may qualify for same-day funding.
Can I get a payday loan with bad credit?
Yes! 15M Finance doesn’t require a minimum credit score for payday loans. However, keep in mind that loans for bad credit may come with higher interest rates.
What are the fees and interest rates for payday loans in California?
State regulations limit payday loan fees to 15% of the borrowed amount, meaning the maximum fee on a $300 loan is $45.